Financial Overview
Welcome to WealthierOS
Nothing tracked yet — add any of these to get started. Your dashboard and health score fill in as you go.
Add your income
Set up income sources and spending buckets on the Budget page.
Log an expense
Track a purchase in seconds — or import a CSV from the Expenses page.
Add an account
Add a bank account, property, investment, or debt to start tracking net worth.
Set a savings goal
Give yourself a target and a monthly contribution to work toward.
Monthly cash flow
Budget vs spent this month
Savings goals
Debt snapshot
Spending by category
Financial Health Score
—
/ 100
—
— / 100
Score breakdown
* Score is informational only, not professional financial advice.
Budget
Income sources
Total monthly income
Spending buckets
Total budgeted
Unbudgeted
Paycheck planner & bill calendar
See what your next paycheck already owes and when bills land, in Recurring.
Transactions
Add expense
Budget vs spent
6-month spending trend
Month-over-month by bucket
Categorize rules auto-assign a bucket on import
Imports land Uncategorized by default. Add a rule so a merchant always gets the right bucket going forward.
Transactions click any field to edit
Total:
| Date | Title | Bucket | Amount |
|---|
Summary
Recurring
Bills & paychecks due dates and pay dates, together
Payday
Bill paid
Paid different amount
Missed
Upcoming
Bills auto-posts once each due date arrives
| Title | Bucket | Amount | Due day | Remind | Status | Active |
|---|
Title
Amount $
Bucket
Due day
Remind (days)
Savings Goals
Accounts
Net worth
Not enough history yet
Your net worth trend fills in as monthly snapshots build up — check back next month.
Add an Account
Asset
Liability
Value $
Accounts drag a card to reorder
Summary
Totals
Percent
Investments
Total invested
Retirement saved
Other investments
Portfolio composition
Edit balances in Accounts
Household
Settings
My account
Sign out
You'll need to sign in again
Delete account
Permanently removes your account and all financial data
Data
Download financial report
Full PDF snapshot — budget, expenses, net worth, goals, debt, retirement
Auto-save
Saves 1.5 seconds after any change
Reset to defaults
Clears all your financial data
About WealthierOS
Health score
Savings rate (25pts) · Emergency fund (20pts) · DTI (20pts) · Retirement (20pts) · Net worth ratio (15pts)